Don’t travel without comprehensive medical insurance. Argentina is in the process of relaxing its travel restrictions. But that doesn’t mean you can forgo travel insurance.
You should never travel abroad without being covered by comprehensive emergency medical insurance. Whether its Argentina or another country, always have travellers medical insurance.
In this article I’ll break down the two main areas of travel insurance. What I’ll call ‘medical’ and ‘other’ for the purposes of this article. With the most important type of travel insurance always being travellers medical insurance.
In this new COVID normal, or post COVID world, an insurance plan that specifically states outright that it covers COVID-19 is a travel necessity.
Why you need travel insurance in Argentina!
Argentina Travel Insurance FAQ
When will Argentina open for travel?
Does Argentina have travel restrictions?
Argentina COVID entry requirements
Do I need to wear a face mask in Argentina?
Do you need COVID insurance to travel to Argentina?
Should I have COVID insurance to travel to Argentina?
Best COVID travel insurance for Argentina?
International travel insurance For Argentina
Types Of Travel Insurance – Two Broad Categories
You’ll never know in advance when you might need travel medical insurance. Or insurance covering COVID. I’ve been stuck in hotel quarantine a coupe of times now, most notably in Cuba. And I’ve had a few very close calls that saw me needing emergency medical care. Most recently, when I was stabbed.
As for COVID, rules change and they change fast. And although the world is reopening and restrictions are being relaxed globally, I wouldn’t willingly travel without medical insurance that also covers COVID-19.
I’ve seen first hand the types of costs that can be accumulated for any foreign medical aid. And travel insurance for medical emergencies is the one type of travel insurance I will always pay for.
I look at travel insurance as being broken down into two broad categories. For ease of explanation, let’s call them ‘medical’ and ‘other’. Medical is anything health related and covers you if you get hurt or are otherwise impacted by something, well, medical.
Other Travel Insurance
The ‘other’ category of travel insurance is the type of insurance that covers stuff. Other travel insurance covers the things you take with you and the bookings you make.
Because of the type of person and traveller I am, I rarely pay for travel insurance in the ‘other’ category. I rarely book my travel plans far ahead and I take precautions to ensure I reduce the risks of losing my stuff.
I make a point to book my flights and accommodations using my credit cards with free travel insurance. And I make myself aware of the local scams so I can avoid them.
The free travel insurance I have by booking with my credit cards is enough to cover my bookings and my ‘stuff’. It also has accident insurance.
For a lost bag or a cancelled flight I can, if needed, argue with the free credit card insurance provider for weeks on end to get reimbursed. Because reimbursement for a cancelled flight or a lost booking is not time sensitive.
Travel Medical Insurance And The Limits of Free Credit Card Insurance
If I’m hurt or otherwise need urgent medical care, I don’t want to be in a position that requires me to spend days talking to insurance agents. If I need medical care I want to be able to access it where and when I need it.
I know from reading the fine print on all my free travel credit card insurance plans that they won’t cover COVID related costs. They exclude ‘pandemics’ from their insurance coverage. And I know from experience that free often means poor quality service.
I know these free insurance plans take days or even weeks to uphold their end. I also know that in a pinch if I’m hurt, sick or shuffled off into a quarantine hotel I don’t want to be on Skype arguing with an insurance company. And that’s why I always pay for a top notch travel medical plan.
Medical Insurance For Travel To Argentina
Argentina no longer requires travellers to Argentina to have a medical plan covering COVID. From August 24th 2022 this requirement has been abolished. But that doesn’t mean I’d travel to Argentina (or anywhere else) without medical insurance.
Argentina does have a free universal healthcare system. But its strained and often quite dilapidated. Argentina’s free health care is only marginally better than the butcher shops that Cuba calls hospitals.
The public healthcare system in Argentina is best left for the local Argentinians in need. And for those who cannot afford private health coverage.
Competing with the public system, Argentina has an extensive private health care network with American, Swiss and other providers operating throughout Argentina. And Argentina’s private healthcare providers are state of the art and world class.
Yet these private health care providers require you to have insurance. Not because they won’t treat you without insurance. Because they will treat you even if you don’t have insurance. Rather these private healthcare providers require insurance because they are expensive.
With first world medical care comes first world prices. And first world bills with their associated bill shocks if you’re not used to paying thousands of US dollars for treatment.
Where I Get My Travel Insurance
Everyone’s mileage will vary. But because of my age, status and the particular travel medical insurance plan I chose from visitorscoverage.com, for most treatments I have no out of pocket expenses with these private medical providers in Argentina.
I’ve got coverage for both medical and dental in Argentina. If I get sick or if I’m in an accident I’m covered with all of the best private medical providers in Argentina.
I’m also covered for COVID related emergencies. If I wind up in hospital or quarantine due to COVID I’m covered by my travel medical insurance plan.
Don’t fall into the trap of believing the pandemic is over and this can’t happen to you. I have first hand experience of the quarantine process. It’s happened to me more than once.
I’ve also been stabbed twice in Bogotá. And I can tell you that the medical coverage I always get from Visitors Coverage has been invaluable. For a few dollars I’ve saved thousand!
Visitors Coverage traveler’s medical insurance for Argentina is available at www.visitorscoverage.com
Best travel insurance for argentina?
There is no best travel insurance for Argentina. There is no single best provider. Or best insurance policy for Argentina. Travel insurance is not a one size fits all kind of endeavour. Instead, use the medical insurance comparison site visitorscoverage.com and compare policies.
I’d strongly urge anyone travelling to always travel with a dedicated medical insurance plan. And in this new COVID era I would urge them to only purchase insurance plans that specifically state that they cover COVID.
By specifically state COVID, I don’t mean in the fine print. If COVID coverage isn’t front and foremost on the insurance policy, I would avoid that policy and pick another.
I get my policies from the visitorscoverage.com website. I compare policies by coverage and cost. And it’s the best comparison site I’ve found for travellers medical insurance. You can visit the site or use the widgets on this page to get a quote and compare policies.
Do I Need To Wear A Mask In Argentina?
Argentina has scrapped the requirement to wear masks outdoors and in public spaces. Though the wearing of face masks is encouraged.
Personally, I won’t get in a cab or other confined space, or visit a pharmacy or clinic without a mask. If it’s a confined space or somewhere a sick person is likely to go, I wear a mask. Everywhere else, I go mask free.
If you’re anything like me than masks have been a godsend. For years women have been telling me I’d look better with a bag over my head. And then COVID hit and proved once again, that women are always right.
My Tinder game improved when I started wearing masks. But then again Tinder in Argentina is something to avoid. And so is the tap water in Argentina unless you want to increase your chances of needing to use the travellers medical insurance.
To protect your possessions in Argentina, just be aware of the local scams. And take the same precautions you would in any big city.
Where Can I Get More Information About Buenos Aires?
If you’re interested in Buenos Aires or Argentina in general you should visit our Complete Buenos Aires City Guide.
The Complete Buenos Aires City Guide is updated regularly. And it seeks to answer all of your questions regarding Buenos Aires and Argentina in one place.
You can read the Complete Buenos Aires City Guide for free here.